DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
Enter your income to see if $1500/month fits your budget.
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Average Daycare Cost in New Hampshire 2026

Monthly and annual rates by age group, city, and care type

The average daycare cost in New Hampshire is $1500/month for infants and $1100/month for preschool-age children in 2026. That's 22% above national avg for infant care ($1230 nationally). Toddler programs run $1300/month, school-age aftercare $930/month. Home-based care averages $1200/month for infants. Scroll down to calculate your net cost after the federal tax credit and FSA savings.

Daycare Cost by Age Group in New Hampshire

Age Group New Hampshire
Infant (center) $1500/mo
Toddler (center) $1300/mo
Preschool (center) $1100/mo
School-age (center) $930/mo
Infant (home-based) $1200/mo

Paying too much? 1 in 6 eligible families don't claim childcare subsidies.

Check New Hampshire's income limits and CCDF eligibility. Takes 2 minutes.

Check if you qualify in New Hampshire →

What Childcare Costs at Your Income

Enter your household income. See what % goes to childcare, whether you may qualify for subsidies, and your actual monthly cost after tax savings.

$

New Hampshire area median: $92,000/year

% of Income

of your income
You
National avg at $75K 20%

CCDF Subsidy

Net Monthly Cost

after federal tax credits

Gross monthly $1,500
Tax credit est.
Annual savings

New Hampshire vs National

Typical US family pays ~20% of income on infant care at $75K. The HHS "affordable" benchmark is 7%.

See New Hampshire income ratio data →

IRS 2026 CDCTC rates used for net cost estimate. Subsidy eligibility is estimated — actual qualification depends on family size, work status, and provider availability. Consult a tax advisor for personalized advice.

New Hampshire average monthly daycare costs

Infant (center)

$1500

22% above national avg

Toddler (center)

$1300

$15,600/year

Preschool (center)

$1100

$13,200/year

School Age

$930

Before/after school care

Home-Based

$1200

Family home, infant rate

Nanny

$2,900

Full-time, statewide avg

Source: ACF Child Care Market Rate Survey, 2025. Statewide averages — urban areas typically run 20–35% higher.

How Does New Hampshire Daycare Cost Compare to the National Average?

In 2026, infant center-based daycare in New Hampshire averages $1500/month, which is 22% above the national average of $1230/month. New Hampshire families pay $270/month more the typical American family for the same type of care.

Age / Care Type New Hampshire
Infant — Center-Based $1,500/mo
Toddler — Center-Based $1,300/mo
Preschool — Center $1,100/mo
School Age — Center $930/mo
Infant — Home-Based $1,200/mo
Nanny (Full-Time) $2,900/mo

How Much Does a Year of Daycare Cost in New Hampshire?

Full-time infant center care in New Hampshire costs $18,000/year in 2026. That is $3,240 more than the national average of $14,760/year. Costs drop as children age: toddler care runs $15,600/year and preschool $13,200/year.

Infant / year

$18,000

Toddler / year

$15,600

Preschool / year

$13,200

School Age / year

$11,160

Your Actual Cost After Tax Benefits

Gross cost isn't what you pay. The federal Child & Dependent Care Credit saves most families $600–$1,200/year. Add an FSA and you cut another $1,250–$1,900. Enter your income below.

$

Default: New Hampshire area median (Census 2024 ACS)

Available through many employers. Reduces taxable income and FICA — worth more per dollar than the credit alone.

Gross annual cost $18,000
Dependent Care FSA savings
Child & Dependent Care Credit
Net annual cost

IRS 2026 DCTC rates. FSA savings include income + FICA (7.65%) tax reduction. Non-refundable credit — reduces tax owed, not a cash refund. Consult a tax advisor for your specific situation.

What Childcare Subsidies Are Available in New Hampshire?

New Hampshire participates in the federal CCDF (Child Care and Development Fund) program. A family of 4 earning up to $10,808/month (85% of state median income) may qualify for subsidized care. The maximum subsidy for infant care is up to $1,050/month.

At New Hampshire's average infant rate of $1500/month, the maximum subsidy covers about 70% of the cost for qualifying families.

Common Questions About Daycare Costs in New Hampshire

How much does daycare cost in New Hampshire?

Infant center-based daycare in New Hampshire averages $1500/month in 2026. That's $270 above the national average of $1230/month. Higher wages and cost of living push prices up. Toddler care runs $1300/month and preschool $1100/month.

What is the difference between center-based and home-based daycare in New Hampshire?

Center-based infant care in New Hampshire averages $1500/month; home-based (licensed family daycare) averages $1200/month — about 20% less. Home-based care typically has smaller groups and more flexible hours. Centers tend to offer more structured programs. Both are licensed by the state.

Is a nanny cheaper than daycare in New Hampshire?

For one child, no. A full-time nanny in New Hampshire averages $2,900/month versus $1500/month for center-based infant care. For two children sharing a nanny, the equation can flip — two daycare slots at $1500 each ($3,000/month) often exceeds a single nanny cost. Use the daycare vs nanny calculator to compare.

Does daycare get cheaper as my child gets older in New Hampshire?

Yes — significantly. In New Hampshire: infant care ($1500/month) → toddler care ($1300/month, 13% drop) → preschool ($1100/month, 27% drop from infant) → school age ($930/month, 38% drop from infant). This pattern holds in every state — staffing ratio requirements loosen as children age. Once kindergarten starts, most families switch to New Hampshire after-school care — see the school-district, YMCA, and private-program rates, or the national after-school care cost guide.

How Much Does Daycare Cost in Different New Hampshire Cities?

Daycare costs in New Hampshire vary widely by city. Urban areas like major metro centers typically run 20–35% higher than the statewide average of $1500/month for infant care. Below are city-level estimates based on local cost-of-living adjustments.

Or see all 100 cities across the US  ·  compare cities side by side.

Get your local cost

Statewide averages vary a lot by ZIP code. Enter yours to see what daycare actually costs near you.

See all 50 states

Compare New Hampshire against every other state — filter by age group and care type, sorted by cost.

Daycare cost by state →

Daycare Cost Data by ZIP Code in New Hampshire

Statewide averages vary a lot by ZIP code. See local daycare market data for the largest communities in New Hampshire.

How Does New Hampshire Compare to Nearby States for Daycare?

Infant center-based daycare in New Hampshire costs $1500/month. Neighboring states range from $1200 to $2200/month for the same care type. If you live near a state line, the savings could add up to thousands per year.

Or compare daycare costs across all 50 states.

How Do Daycare Costs Change by Age in New Hampshire?

Infant care is the most expensive at $1500/month in New Hampshire. Costs drop as children age: toddler care averages $1300/month, preschool $1100/month, and school-age programs $930/month. Click any age group to compare across all 50 states.

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