How Much Does It Cost to Raise a Child in New Hampshire?
For a middle-income family using center-based daycare and public school, the estimated total cost to raise one child from birth to age 18 in New Hampshire is $484K. Lower-income families typically spend around $410K; higher-income families $651K or more.
Childcare Costs in New Hampshire
The single biggest variable in the early years is childcare. In New Hampshire, full-time infant center care averages $1,500/month ($18,000/year). Preschool-age center care drops to around $1,100/month.
A family using full-time center care from birth through kindergarten (5 years) in New Hampshire will spend approximately $76K on childcare alone before their child starts elementary school. This is one of the most significant early-childhood expenses — often more than housing during those years.
Cost Range by Income Level
- Lower-income family (under $60K)~$410K
- Middle-income family ($60K–$107K)~$484K
- Higher-income family (over $107K)~$651K+
Financial Help in New Hampshire
New Hampshire participates in the federal Child Care and Development Fund (CCDF), which provides subsidies to income-eligible working families. Families earning below 85% of state median income may qualify. Check the subsidy eligibility tool to see what help is available for your income level.