DaycareCalc

Data Sources & Methodology

Data last updated: January 2025 · Updated annually

How the Numbers Work

State cost estimates come from CCDF market rate surveys, which each state conducts to set reimbursement rates for subsidized childcare. We use the 75th percentile rate as a proxy for market cost. Subsidy eligibility estimates use the state's 85% State Median Income (SMI) threshold for a family of four from the ACF policy database.

Data Sources

ACF Child Care and Development Fund (CCDF) Market Rate Surveys

State-administered annual surveys of licensed childcare providers. The primary source for center-based and home-based rates by age group.

BLS Consumer Expenditure Survey

Household spending data that cross-validates childcare cost estimates at the national level.

ACF CCDF Policy Database

State-specific income thresholds and maximum subsidy amounts for the federal childcare assistance program. Updated annually by the Office of Child Care.

Limitations

Market rate surveys are conducted every 2-3 years in some states, so data can lag actual market conditions. Rates shown are averages; costs in high-cost metro areas can run 30-50% above state averages. Subsidy availability depends on budget appropriations and can have waitlists. Individual provider rates vary by quality tier and specific location.

About Estimates

The numbers on this site are estimates built from published data. They're a starting point for budgeting and comparison, not a quote. Your actual cost depends on specifics no calculator can know: your vendor, your timing, your circumstances.

Nothing on this site is financial, legal, or professional advice. If the decision is significant, talk to a professional.

DaycareCalc · Built in Sacramento, CA · Data updated January 2025