DaycareCalc

Average Infant Daycare Cost 2026: How Much Does Baby Care Cost?

$1,230/month is the national average for full-time infant center-based care. That’s $14,760/year. Mississippi runs as low as $650/month. Washington DC tops out at $2,400/month. Infants are the most expensive age group in any daycare — by a significant margin.

2026 Infant Care Costs at a Glance

National Avg/Mo
$1230
center-based
Annual Cost
$14,760
full-time
Lowest State
$400
Mississippi
Highest State
$2,400
Washington DC

Infant Daycare Cost by State (2026)

Full-time center-based care. 0–12 months. Source: HHS/ACF Child Care Market Rate Survey.

State Per Month Per Year
Washington DC $2,400 $28,800
Massachusetts $2,200 $26,400
New York $1,900 $22,800
California $1,800 $21,600
Connecticut $1,800 $21,600
Washington $1,800 $21,600
Rhode Island $1,700 $20,400
New Jersey $1,700 $20,400
Maryland $1,600 $19,200
Colorado $1,600 $19,200
New Hampshire $1,500 $18,000
Hawaii $1,500 $18,000
Oregon $1,500 $18,000
Vermont $1,500 $18,000
Minnesota $1,400 $16,800
Virginia $1,400 $16,800
Illinois $1,400 $16,800
Alaska $1,400 $16,800
Delaware $1,200 $14,400
Wisconsin $1,200 $14,400
Maine $1,200 $14,400
Pennsylvania $1,200 $14,400
Michigan $1,100 $13,200
Nevada $1,000 $12,000
Nebraska $1,000 $12,000
Ohio $1,000 $12,000
North Dakota $1,000 $12,000
Montana $1,000 $12,000
Indiana $1,000 $12,000
Iowa $1,000 $12,000
Florida $1,000 $12,000
Arizona $1,000 $12,000
North Carolina $950 $11,400
Utah $950 $11,400
Texas $900 $10,800
Wyoming $900 $10,800
Missouri $900 $10,800
Kansas $900 $10,800
Idaho $900 $10,800
Georgia $900 $10,800
New Mexico $850 $10,200
South Carolina $850 $10,200
South Dakota $850 $10,200
Tennessee $850 $10,200
Kentucky $800 $9,600
Oklahoma $750 $9,000
West Virginia $750 $9,000
Louisiana $700 $8,400
Alabama $700 $8,400
Arkansas $680 $8,160
Mississippi $650 $7,800

Why Infant Care Costs So Much

The answer is staff-to-child ratios. Most states require one caregiver for every 3–4 infants. For preschoolers, one teacher can cover 8–10 kids. The math is simple: infant care needs 2–3x as many caregivers per slot. Labor is ~70% of a daycare’s operating cost, so the ratio nearly doubles the price.

There’s no way around it. If a center isn’t charging more for infants, it’s either cutting corners on staffing or subsidizing infant care with profit from older age groups.

Infant Care vs. a Nanny

A full-time nanny averages $2,700/month nationally. Center infant care averages $1,230/month. Nannies are more expensive for one child. The math changes with two: two daycare slots cost $2,460/month, while a nanny watching both runs $2,700–$3,000. For two infants, a nanny is often cheaper.

Frequently Asked Questions

How much does infant daycare cost per month?

Infant center-based daycare averages $1,230/month nationally in 2026. Low-cost states like Mississippi run $650/month; high-cost states like Washington DC average $2,400/month and Massachusetts $2,200/month. Home-based infant care runs about $970/month nationally. Infants are the most expensive age group due to strict 1:3–4 caregiver ratios required by state law.

Why is infant daycare more expensive than toddler or preschool care?

State licensing requires more caregivers per infant than per older children. Most states require 1 caregiver per 3–4 infants versus 1 per 8–10 preschoolers. Since labor is ~70% of daycare operating costs, the ratio nearly doubles the per-child cost. There’s no way to reduce this without cutting staffing below legal minimums.

How much does infant daycare cost per year?

Full-time infant center-based care averages $14,760/year nationally ($1,230 x 12 months). Low-cost states average $7,800–$8,400/year. Washington DC averages $28,800/year. Most families keep infants in full-time care for 12–18 months before transitioning to the lower-cost toddler rate.

Data: ACF Child Care and Development Fund (CCDF) Market Rate Surveys, BLS Consumer Expenditure Survey, ACF CCDF Policy Database

Last updated: January 2026

How we calculate this · Subsidy eligibility estimates are indicative only. Contact your state's childcare resource agency for current availability.