DaycareCalc

Daycare Cost in Montana (2026)

Infant center-based care averages $1000/month in Montana. 19% below national avg. Toddler care runs $880/month, preschool $750/month.

Montana average monthly daycare costs

Infant (center)

$1000

19% below national avg

Toddler (center)

$880

$10,560/year

Preschool (center)

$750

$9,000/year

School Age

$630

Before/after school care

Home-Based

$780

Family home, infant rate

Nanny

$2,200

Full-time, statewide avg

Source: ACF Child Care Market Rate Survey, 2025. Statewide averages — urban areas typically run 20–35% higher.

Montana vs. National Average

How Montana compares to the national average for each age group and care type.

Age / Care Type Montana
Infant — Center-Based $1,000/mo
Toddler — Center-Based $880/mo
Preschool — Center $750/mo
School Age — Center $630/mo
Infant — Home-Based $780/mo
Nanny (Full-Time) $2,200/mo

Annual Daycare Cost in Montana

Full-time infant center care in Montana costs $12,000/year. At the national average that's $14,760/year — Montana families pay $2,760 less per year for infant care.

Infant / year

$12,000

Toddler / year

$10,560

Preschool / year

$9,000

School Age / year

$7,560

Childcare Subsidies in Montana

Montana participates in the federal CCDF (Child Care and Development Fund) program. A family of 4 earning up to $5,400/month (85% of state median income) may qualify for subsidized care. The maximum subsidy for infant care is up to $680/month.

At Montana's average infant rate of $1000/month, the maximum subsidy covers about 68% of the cost for qualifying families.

Common Questions About Daycare Costs in Montana

How much does daycare cost in Montana?

Infant center-based daycare in Montana averages $1000/month in 2026. That's $230 below the national average of $1230/month — one of the more affordable states for childcare. Toddler care runs $880/month and preschool $750/month.

What is the difference between center-based and home-based daycare in Montana?

Center-based infant care in Montana averages $1000/month; home-based (licensed family daycare) averages $780/month — about 22% less. Home-based care typically has smaller groups and more flexible hours. Centers tend to offer more structured programs. Both are licensed by the state.

Is a nanny cheaper than daycare in Montana?

For one child, no. A full-time nanny in Montana averages $2,200/month versus $1000/month for center-based infant care. For two children sharing a nanny, the equation can flip — two daycare slots at $1000 each ($2,000/month) often exceeds a single nanny cost. Use the daycare vs nanny calculator to compare.

Does daycare get cheaper as my child gets older in Montana?

Yes — significantly. In Montana: infant care ($1000/month) → toddler care ($880/month, 12% drop) → preschool ($750/month, 25% drop from infant) → school age ($630/month, 37% drop from infant). This pattern holds in every state — staffing ratio requirements loosen as children age.

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