DaycareCalc
💲
Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
Calculate →

Daycare Cost: San Francisco vs Portland (2026)

Portland infant center care runs $1880/month — $780/month less than San Francisco's $2660/month. That's $9,360/year per child.

San Francisco, CA

$2660

infant/month

+$1430 vs national avg

Portland, OR

$1880

infant/month

+$650 vs national avg

San Francisco vs Portland — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type San Francisco Portland
Infant — Center $2,660/mo $1,880/mo
Toddler — Center $2,370/mo $1,650/mo
Preschool — Center $1,920/mo $1,400/mo
School Age $1,630/mo $1,180/mo
Infant — Home $2,070/mo $1,500/mo
Nanny (Full-Time) $5,180/mo $3,630/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Portland costs $22,560/year vs San Francisco's $31,920/year.

Monthly savings

$780

Annual savings

$9,360

2-year infant care

$18,720

% difference

41%

Savings = San Francisco cost minus Portland cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

San Francisco

31.2%

of $102k median income

Portland

26.9%

of $84k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

San Francisco, CA — CCDF

Check eligibility →

Portland, OR — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in San Francisco or Portland?

Portland is cheaper for infant center-based care at $1880/month, vs. $2660/month in San Francisco — a $780/month gap. Portland wins on 6 of 6 care categories.

How much can I save on daycare moving from San Francisco to Portland?

Infant center-based care in Portland runs $780/month less than in San Francisco. Over a typical two-year infant care period, that's $18,720 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. San Francisco is $1430 above the national average, and Portland is $650 above.

See full cost breakdown: Daycare in San Francisco  ·  Daycare in Portland  ·  All city comparisons