DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Portland vs San Jose (2026)

Portland infant center care runs $1880/month — $640/month less than San Jose's $2520/month. That's $7,680/year per child.

Portland, OR

$1880

infant/month

+$650 vs national avg

San Jose, CA

$2520

infant/month

+$1290 vs national avg

Portland vs San Jose — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Portland San Jose
Infant — Center $1,880/mo $2,520/mo
Toddler — Center $1,650/mo $2,240/mo
Preschool — Center $1,400/mo $1,820/mo
School Age $1,180/mo $1,540/mo
Infant — Home $1,500/mo $1,960/mo
Nanny (Full-Time) $3,630/mo $4,900/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Portland costs $22,560/year vs San Jose's $30,240/year.

Monthly savings

$640

Annual savings

$7,680

2-year infant care

$15,360

% difference

34%

Savings = San Jose cost minus Portland cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Portland

26.9%

of $84k median income

San Jose

29.5%

of $102k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Portland, OR — CCDF

Check eligibility →

San Jose, CA — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Portland or San Jose?

Portland is cheaper for infant center-based care at $1880/month, vs. $2520/month in San Jose — a $640/month gap. Portland wins on 6 of 6 care categories.

How much can I save on daycare moving from San Jose to Portland?

Infant center-based care in Portland runs $640/month less than in San Jose. Over a typical two-year infant care period, that's $15,360 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Portland is $650 above the national average, and San Jose is $1290 above.

See full cost breakdown: Daycare in Portland  ·  Daycare in San Jose  ·  All city comparisons