DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: San Francisco, CA vs Los Angeles, CA (2026)

Los Angeles, CA infant center care runs $1890/month — $460/month less than San Francisco, CA's $2350/month. That's $5,520/year per child.

San Francisco, CA, CA

$2350

infant/month

+$1120 vs national avg

Los Angeles, CA, CA

$1890

infant/month

+$660 vs national avg

San Francisco, CA vs Los Angeles, CA — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type San Francisco, CA Los Angeles, CA
Infant — Center $2,350/mo $1,890/mo
Toddler — Center $2,070/mo $1,660/mo
Preschool — Center $1,760/mo $1,420/mo
School Age $1,470/mo $1,180/mo
Infant — Home $1,860/mo $1,490/mo
Nanny (Full-Time) $5,100/mo $4,200/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Los Angeles, CA costs $22,680/year vs San Francisco, CA's $28,200/year.

Monthly savings

$460

Annual savings

$5,520

2-year infant care

$11,040

% difference

24%

Savings = San Francisco, CA cost minus Los Angeles, CA cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

San Francisco, CA

30.7%

of $92k median income

Los Angeles, CA

24.7%

of $92k median income

National Avg

18.3%

of $80.6k median income

Your Affordability Check

Enter your household income to see what daycare would cost as a percentage of your budget in each city.

$

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

San Francisco, CA, CA — CCDF

Check eligibility →

Los Angeles, CA, CA — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in San Francisco, CA or Los Angeles, CA?

Los Angeles, CA is cheaper for infant center-based care at $1890/month, vs. $2350/month in San Francisco, CA — a $460/month gap. Los Angeles, CA wins on 6 of 6 care categories.

How much can I save on daycare moving from San Francisco, CA to Los Angeles, CA?

Infant center-based care in Los Angeles, CA runs $460/month less than in San Francisco, CA. Over a typical two-year infant care period, that's $11,040 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. San Francisco, CA is $1120 above the national average, and Los Angeles, CA is $660 above.