DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: San Francisco vs Aurora (2026)

Aurora infant center care runs $1760/month — $900/month less than San Francisco's $2660/month. That's $10,800/year per child.

San Francisco, CA

$2660

infant/month

+$1430 vs national avg

Aurora, CO

$1760

infant/month

+$530 vs national avg

San Francisco vs Aurora — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type San Francisco Aurora
Infant — Center $2,660/mo $1,760/mo
Toddler — Center $2,370/mo $1,540/mo
Preschool — Center $1,920/mo $1,320/mo
School Age $1,630/mo $1,100/mo
Infant — Home $2,070/mo $1,320/mo
Nanny (Full-Time) $5,180/mo $3,520/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Aurora costs $21,120/year vs San Francisco's $31,920/year.

Monthly savings

$900

Annual savings

$10,800

2-year infant care

$21,600

% difference

51%

Savings = San Francisco cost minus Aurora cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

San Francisco

31.2%

of $102k median income

Aurora

21.7%

of $97k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

San Francisco, CA — CCDF

Check eligibility →

Aurora, CO — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in San Francisco or Aurora?

Aurora is cheaper for infant center-based care at $1760/month, vs. $2660/month in San Francisco — a $900/month gap. Aurora wins on 6 of 6 care categories.

How much can I save on daycare moving from San Francisco to Aurora?

Infant center-based care in Aurora runs $900/month less than in San Francisco. Over a typical two-year infant care period, that's $21,600 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. San Francisco is $1430 above the national average, and Aurora is $530 above.

See full cost breakdown: Daycare in San Francisco  ·  Daycare in Aurora  ·  All city comparisons