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Daycare Cost Calculator 2026 — Can I Afford Childcare?
Enter your income to see if $1320/month fits your budget.
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Average Daycare Cost in Aurora, CO 2026

In 2026, full-time daycare in Aurora, CO costs $784–$1,320 per month, depending on the child's age and care type. Center-based infant care averages $1,320/month, toddler care runs $1,160/month, and preschool care runs $990/month. Family home-based providers in Aurora, CO typically charge $1,045/month for infants — about 21% less than center care.

Based on ACF Child Care Market Rate Survey data for Colorado licensed providers, with 2026 metro cost-of-living adjustments. 7% above national avg.

Aurora, CO Daycare Cost by Age and Provider Type (2026)

Average monthly rates for full-time care.

Age Group Center-Based Family-Based
Infant (0–12 mo) $1,320/month $1,045/month
Toddler (1–3 yr) $1,160/month $918/month
Preschooler (3–5 yr) $990/month $784/month

Source: ACF Child Care Market Rate Survey for Colorado with 2026 metro cost-of-living adjustments. Family-based rates use the local home-to-center ratio (79% of center).

Paying too much? 1 in 6 eligible families don't claim childcare subsidies.

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What Childcare Costs at Your Income

Enter your household income. See what % goes to childcare, whether you may qualify for subsidies, and your actual monthly cost after tax savings.

$

Aurora, CO area median: $87,000/year

% of Income

of your income
You
National avg at $75K 20%

CCDF Subsidy

Net Monthly Cost

after federal tax credits

Gross monthly $1,320
Tax credit est.
Annual savings

Aurora, CO vs National

Typical US family pays ~20% of income on infant care at $75K. The HHS "affordable" benchmark is 7%.

See CO income ratio data →

IRS 2026 CDCTC rates used for net cost estimate. Subsidy eligibility is estimated — actual qualification depends on family size, work status, and provider availability. Consult a tax advisor for personalized advice.

Aurora, CO average monthly daycare costs

Infant (center)

$1320

7% above national avg

Toddler (center)

$1160

$13,920/year

Preschool (center)

$990

$11,880/year

School Age

$830

Before/after school care

Home-Based

$1045

Family home, infant rate

Nanny

$2,900

Full-time, metro avg

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Aurora, CO vs. Colorado vs. National Average

How Aurora, CO compares to the state and national averages for each age group.

Age / Care Type Aurora, CO
Infant — Center-Based $1,320/mo
Toddler — Center-Based $1,160/mo
Preschool — Center $990/mo
School Age — Center $830/mo
Infant — Home-Based $1,045/mo
Nanny (Full-Time) $2,900/mo

Annual Daycare Cost in Aurora, CO

Full-time infant center care in Aurora, CO costs $15,840/year. At the national average that's $14,760/year — Aurora, CO families pay $1,080 more per year for infant care.

Infant / year

$15,840

Toddler / year

$13,920

Preschool / year

$11,880

School Age / year

$9,960

Your Actual Cost After Tax Benefits

Gross cost isn't what you pay. The federal Child & Dependent Care Credit saves most families $600–$1,200/year. Add an FSA and you cut another $1,250–$1,900. Enter your income below.

$

Default: Aurora, CO area median (Census 2024 ACS)

Available through many employers. Reduces taxable income and FICA — worth more per dollar than the credit alone.

Gross annual cost $15,840
Dependent Care FSA savings
Child & Dependent Care Credit
Net annual cost

IRS 2026 DCTC rates. FSA savings include income + FICA (7.65%) tax reduction. Non-refundable credit — reduces tax owed, not a cash refund. Consult a tax advisor for your specific situation.

Childcare Subsidies in Colorado

Colorado participates in the federal CCDF (Child Care and Development Fund) program. A family of 4 earning up to $9,829/month may qualify for subsidized care. The maximum subsidy for infant care is up to $950/month.

Common Questions About Daycare Costs in Aurora, CO

How much does daycare cost in Aurora, CO?

Infant center-based daycare in Aurora, CO averages $1320/month in 2026. That's $90 above the national average of $1230/month. Higher local wages and demand drive prices up in this metro area.

How does Aurora, CO compare to the Colorado state average?

Aurora, CO infant daycare runs about $280/month (18%) below the Colorado statewide average of $1600/month. See all daycare costs in Colorado.

Does daycare get cheaper as my child gets older in Aurora, CO?

Yes. In Aurora, CO: infant care ($1320/month) → toddler care ($1160/month, 12% drop) → preschool ($990/month, 25% drop from infant) → school age ($830/month, 37% drop from infant). Staffing ratio requirements loosen as children age, reducing per-child costs. After kindergarten, families typically switch to after-school program pricing at $50–$600/month — see the Colorado after-school care rates for school-district, YMCA, and private providers.

Is a nanny cheaper than daycare in Aurora, CO?

For one child, no — a full-time nanny in Aurora, CO averages $2,900/month versus $1320/month for center-based infant care. For two children sharing a nanny, the equation can flip. Use the daycare vs nanny calculator.

Colorado daycare costs

See the full Colorado statewide average with CCDF subsidy data.

Colorado state costs →

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