DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Aurora vs Chicago (2026)

Chicago infant center care runs $1680/month — $80/month less than Aurora's $1760/month. That's $960/year per child.

Aurora, CO

$1760

infant/month

+$530 vs national avg

Chicago, IL

$1680

infant/month

+$450 vs national avg

Aurora vs Chicago — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Aurora Chicago
Infant — Center $1,760/mo $1,680/mo
Toddler — Center $1,540/mo $1,440/mo
Preschool — Center $1,320/mo $1,260/mo
School Age $1,100/mo $1,040/mo
Infant — Home $1,320/mo $1,320/mo
Nanny (Full-Time) $3,520/mo $3,360/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Chicago costs $20,160/year vs Aurora's $21,120/year.

Monthly savings

$80

Annual savings

$960

2-year infant care

$1,920

% difference

5%

Savings = Aurora cost minus Chicago cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Aurora

21.7%

of $97k median income

Chicago

23.1%

of $87k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Aurora, CO — CCDF

Check eligibility →

Chicago, IL — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Aurora or Chicago?

Chicago is cheaper for infant center-based care at $1680/month, vs. $1760/month in Aurora — a $80/month gap. Chicago wins on 5 of 6 care categories.

How much can I save on daycare moving from Aurora to Chicago?

Infant center-based care in Chicago runs $80/month less than in Aurora. Over a typical two-year infant care period, that's $1,920 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Aurora is $530 above the national average, and Chicago is $450 above.

See full cost breakdown: Daycare in Aurora  ·  Daycare in Chicago  ·  All city comparisons