DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Sacramento vs Santa Ana (2026)

Sacramento infant center care runs $2070/month — $90/month less than Santa Ana's $2160/month. That's $1,080/year per child.

Sacramento, CA

$2070

infant/month

+$840 vs national avg

Santa Ana, CA

$2160

infant/month

+$930 vs national avg

Sacramento vs Santa Ana — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Sacramento Santa Ana
Infant — Center $2,070/mo $2,160/mo
Toddler — Center $1,840/mo $1,920/mo
Preschool — Center $1,490/mo $1,560/mo
School Age $1,270/mo $1,320/mo
Infant — Home $1,610/mo $1,680/mo
Nanny (Full-Time) $4,020/mo $4,200/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Sacramento costs $24,840/year vs Santa Ana's $25,920/year.

Monthly savings

$90

Annual savings

$1,080

2-year infant care

$2,160

% difference

4%

Savings = Santa Ana cost minus Sacramento cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Sacramento

24.3%

of $102k median income

Santa Ana

25.3%

of $102k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Sacramento, CA — CCDF

Check eligibility →

Santa Ana, CA — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Sacramento or Santa Ana?

Sacramento is cheaper for infant center-based care at $2070/month, vs. $2160/month in Santa Ana — a $90/month gap. Sacramento wins on 6 of 6 care categories.

How much can I save on daycare moving from Santa Ana to Sacramento?

Infant center-based care in Sacramento runs $90/month less than in Santa Ana. Over a typical two-year infant care period, that's $2,160 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Sacramento is $840 above the national average, and Santa Ana is $930 above.

See full cost breakdown: Daycare in Sacramento  ·  Daycare in Santa Ana  ·  All city comparisons