Daycare Cost: San Jose, CA vs Santa Ana, CA (2026)
Santa Ana, CA infant center care runs $1580/month — $470/month less than San Jose, CA's $2050/month. That's $5,640/year per child.
San Jose, CA, CA
$2050
infant/month
+$820 vs national avg
Santa Ana, CA, CA
$1580
infant/month
+$350 vs national avg
San Jose, CA vs Santa Ana, CA — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | San Jose, CA | Santa Ana, CA |
|---|---|---|
| Infant — Center | $2,050/mo | $1,580/mo ✓ |
| Toddler — Center | $1,800/mo | $1,390/mo ✓ |
| Preschool — Center | $1,540/mo | $1,185/mo ✓ |
| School Age | $1,290/mo | $995/mo ✓ |
| Infant — Home | $1,620/mo | $1,250/mo ✓ |
| Nanny (Full-Time) | $4,500/mo | $3,500/mo ✓ |
Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.
Annual Cost Impact
For infant center-based care, Santa Ana, CA costs $18,960/year vs San Jose, CA's $24,600/year.
Monthly savings
$470
Annual savings
$5,640
2-year infant care
$11,280
% difference
30%
Savings = San Jose, CA cost minus Santa Ana, CA cost. Infant center-based care only.
Affordability Index
Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.
San Jose, CA
26.8%
of $92k median income
Santa Ana, CA
20.6%
of $92k median income
National Avg
18.3%
of $80.6k median income
Your Affordability Check
Enter your household income to see what daycare would cost as a percentage of your budget in each city.
Subsidy Availability (CCDF)
Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.
San Jose, CA, CA — CCDF
Check eligibility →Santa Ana, CA, CA — CCDF
Check eligibility →CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.
Frequently Asked Questions
Is daycare cheaper in San Jose, CA or Santa Ana, CA?
Santa Ana, CA is cheaper for infant center-based care at $1580/month, vs. $2050/month in San Jose, CA — a $470/month gap. Santa Ana, CA wins on 6 of 6 care categories.
How much can I save on daycare moving from San Jose, CA to Santa Ana, CA?
Infant center-based care in Santa Ana, CA runs $470/month less than in San Jose, CA. Over a typical two-year infant care period, that's $11,280 saved — not counting toddler or preschool years.
How do both cities compare to the national average?
The national average for infant center-based care is $1230/month. San Jose, CA is $820 above the national average, and Santa Ana, CA is $350 above.
See full cost breakdown: Daycare in San Jose, CA · Daycare in Santa Ana, CA · All city comparisons