DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Los Angeles vs Charlotte (2026)

Charlotte infant center care runs $1050/month — $1290/month less than Los Angeles's $2340/month. That's $15,480/year per child.

Los Angeles, CA

$2340

infant/month

+$1110 vs national avg

Charlotte, NC

$1050

infant/month

-$180 vs national avg

Los Angeles vs Charlotte — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Los Angeles Charlotte
Infant — Center $2,340/mo $1,050/mo
Toddler — Center $2,080/mo $920/mo
Preschool — Center $1,690/mo $790/mo
School Age $1,430/mo $650/mo
Infant — Home $1,820/mo $810/mo
Nanny (Full-Time) $4,550/mo $2,420/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Charlotte costs $12,600/year vs Los Angeles's $28,080/year.

Monthly savings

$1,290

Annual savings

$15,480

2-year infant care

$30,960

% difference

123%

Savings = Los Angeles cost minus Charlotte cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Los Angeles

27.4%

of $102k median income

Charlotte

17.0%

of $74k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Los Angeles, CA — CCDF

Check eligibility →

Charlotte, NC — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Los Angeles or Charlotte?

Charlotte is cheaper for infant center-based care at $1050/month, vs. $2340/month in Los Angeles — a $1290/month gap. Charlotte wins on 6 of 6 care categories.

How much can I save on daycare moving from Los Angeles to Charlotte?

Infant center-based care in Charlotte runs $1290/month less than in Los Angeles. Over a typical two-year infant care period, that's $30,960 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Los Angeles is $1110 above the national average, and Charlotte is $180 below.

See full cost breakdown: Daycare in Los Angeles  ·  Daycare in Charlotte  ·  All city comparisons