Hawaii Childcare Tax Credits (2026)
Federal Child and Dependent Care Credit, Hawaii state credit, and CCDF subsidy eligibility in one place.
20–35%
Federal credit rate
25% of federal credit
Hawaii state credit
$7,500/mo
CCDF income limit (family of 4)
Federal Child Care Tax Credit Calculator
Rates are the same nationwide — income determines your percentage (20–35%).
Your Estimated Federal Credit (Form 2441)
Credit Rate
Qualifying Expenses
Estimated Federal Credit
With FSA: Your $5,000 FSA reduces the credit's eligible expense base.
Hawaii State Child Care Tax Credit
+
25% of federal credit
Refundable
Hawaii's Child and Dependent Care Credit is 25% of the federal credit. The credit is refundable for lower-income families.
State tax laws change. Verify with the Hawaii Department of Revenue before filing.
Hawaii Childcare Subsidy (CCDF)
Low- and moderate-income families may qualify for subsidized care through the federal CCDF program.
Income limit (family of 4)
$7,500/month
Max subsidy (infant center)
$1,000/month
Coverage of average infant cost
67%
Apply through
Hawaii PATCH Child Care Subsidy →
Average Daycare Costs in Hawaii (2026)
Infant center care
$1,500/month
Toddler center care
$1,300/month
Preschool center care
$1,100/month