DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Seattle vs Tampa (2026)

Tampa infant center care runs $1050/month — $1380/month less than Seattle's $2430/month. That's $16,560/year per child.

Seattle, WA

$2430

infant/month

+$1200 vs national avg

Tampa, FL

$1050

infant/month

-$180 vs national avg

Seattle vs Tampa — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Seattle Tampa
Infant — Center $2,430/mo $1,050/mo
Toddler — Center $2,150/mo $910/mo
Preschool — Center $1,820/mo $790/mo
School Age $1,530/mo $650/mo
Infant — Home $1,960/mo $820/mo
Nanny (Full-Time) $4,590/mo $2,520/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Tampa costs $12,600/year vs Seattle's $29,160/year.

Monthly savings

$1,380

Annual savings

$16,560

2-year infant care

$33,120

% difference

131%

Savings = Seattle cost minus Tampa cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Seattle

28.9%

of $101k median income

Tampa

16.7%

of $75k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Seattle, WA — CCDF

Check eligibility →

Tampa, FL — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Seattle or Tampa?

Tampa is cheaper for infant center-based care at $1050/month, vs. $2430/month in Seattle — a $1380/month gap. Tampa wins on 6 of 6 care categories.

How much can I save on daycare moving from Seattle to Tampa?

Infant center-based care in Tampa runs $1380/month less than in Seattle. Over a typical two-year infant care period, that's $33,120 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Seattle is $1200 above the national average, and Tampa is $180 below.

See full cost breakdown: Daycare in Seattle  ·  Daycare in Tampa  ·  All city comparisons