DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Seattle vs Oklahoma City (2026)

Oklahoma City infant center care runs $680/month — $1750/month less than Seattle's $2430/month. That's $21,000/year per child.

Seattle, WA

$2430

infant/month

+$1200 vs national avg

Oklahoma City, OK

$680

infant/month

-$550 vs national avg

Seattle vs Oklahoma City — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Seattle Oklahoma City
Infant — Center $2,430/mo $680/mo
Toddler — Center $2,150/mo $590/mo
Preschool — Center $1,820/mo $500/mo
School Age $1,530/mo $420/mo
Infant — Home $1,960/mo $520/mo
Nanny (Full-Time) $4,590/mo $1,710/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Oklahoma City costs $8,160/year vs Seattle's $29,160/year.

Monthly savings

$1,750

Annual savings

$21,000

2-year infant care

$42,000

% difference

257%

Savings = Seattle cost minus Oklahoma City cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Seattle

28.9%

of $101k median income

Oklahoma City

12.2%

of $67k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Seattle, WA — CCDF

Check eligibility →

Oklahoma City, OK — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Seattle or Oklahoma City?

Oklahoma City is cheaper for infant center-based care at $680/month, vs. $2430/month in Seattle — a $1750/month gap. Oklahoma City wins on 6 of 6 care categories.

How much can I save on daycare moving from Seattle to Oklahoma City?

Infant center-based care in Oklahoma City runs $1750/month less than in Seattle. Over a typical two-year infant care period, that's $42,000 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Seattle is $1200 above the national average, and Oklahoma City is $550 below.

See full cost breakdown: Daycare in Seattle  ·  Daycare in Oklahoma City  ·  All city comparisons