DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Seattle vs Nashville (2026)

Nashville infant center care runs $980/month — $1450/month less than Seattle's $2430/month. That's $17,400/year per child.

Seattle, WA

$2430

infant/month

+$1200 vs national avg

Nashville, TN

$980

infant/month

-$250 vs national avg

Seattle vs Nashville — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Seattle Nashville
Infant — Center $2,430/mo $980/mo
Toddler — Center $2,150/mo $860/mo
Preschool — Center $1,820/mo $740/mo
School Age $1,530/mo $610/mo
Infant — Home $1,960/mo $760/mo
Nanny (Full-Time) $4,590/mo $2,420/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Nashville costs $11,760/year vs Seattle's $29,160/year.

Monthly savings

$1,450

Annual savings

$17,400

2-year infant care

$34,800

% difference

148%

Savings = Seattle cost minus Nashville cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Seattle

28.9%

of $101k median income

Nashville

16.5%

of $71k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Seattle, WA — CCDF

Check eligibility →

Nashville, TN — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Seattle or Nashville?

Nashville is cheaper for infant center-based care at $980/month, vs. $2430/month in Seattle — a $1450/month gap. Nashville wins on 6 of 6 care categories.

How much can I save on daycare moving from Seattle to Nashville?

Infant center-based care in Nashville runs $1450/month less than in Seattle. Over a typical two-year infant care period, that's $34,800 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Seattle is $1200 above the national average, and Nashville is $250 below.

See full cost breakdown: Daycare in Seattle  ·  Daycare in Nashville  ·  All city comparisons