DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: San Jose vs Bakersfield (2026)

Bakersfield infant center care runs $1710/month — $810/month less than San Jose's $2520/month. That's $9,720/year per child.

San Jose, CA

$2520

infant/month

+$1290 vs national avg

Bakersfield, CA

$1710

infant/month

+$480 vs national avg

San Jose vs Bakersfield — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type San Jose Bakersfield
Infant — Center $2,520/mo $1,710/mo
Toddler — Center $2,240/mo $1,520/mo
Preschool — Center $1,820/mo $1,240/mo
School Age $1,540/mo $1,050/mo
Infant — Home $1,960/mo $1,330/mo
Nanny (Full-Time) $4,900/mo $3,330/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Bakersfield costs $20,520/year vs San Jose's $30,240/year.

Monthly savings

$810

Annual savings

$9,720

2-year infant care

$19,440

% difference

47%

Savings = San Jose cost minus Bakersfield cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

San Jose

29.5%

of $102k median income

Bakersfield

20.0%

of $102k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

San Jose, CA — CCDF

Check eligibility →

Bakersfield, CA — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in San Jose or Bakersfield?

Bakersfield is cheaper for infant center-based care at $1710/month, vs. $2520/month in San Jose — a $810/month gap. Bakersfield wins on 6 of 6 care categories.

How much can I save on daycare moving from San Jose to Bakersfield?

Infant center-based care in Bakersfield runs $810/month less than in San Jose. Over a typical two-year infant care period, that's $19,440 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. San Jose is $1290 above the national average, and Bakersfield is $480 above.

Related Comparisons

See full cost breakdown: Daycare in San Jose  ·  Daycare in Bakersfield  ·  All city comparisons