DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: San Diego vs Seattle (2026)

San Diego infant center care runs $2250/month — $180/month less than Seattle's $2430/month. That's $2,160/year per child.

San Diego, CA

$2250

infant/month

+$1020 vs national avg

Seattle, WA

$2430

infant/month

+$1200 vs national avg

San Diego vs Seattle — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type San Diego Seattle
Infant — Center $2,250/mo $2,430/mo
Toddler — Center $2,000/mo $2,150/mo
Preschool — Center $1,630/mo $1,820/mo
School Age $1,380/mo $1,530/mo
Infant — Home $1,750/mo $1,960/mo
Nanny (Full-Time) $4,380/mo $4,590/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, San Diego costs $27,000/year vs Seattle's $29,160/year.

Monthly savings

$180

Annual savings

$2,160

2-year infant care

$4,320

% difference

8%

Savings = Seattle cost minus San Diego cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

San Diego

26.4%

of $102k median income

Seattle

28.9%

of $101k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

San Diego, CA — CCDF

Check eligibility →

Seattle, WA — CCDF

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CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in San Diego or Seattle?

San Diego is cheaper for infant center-based care at $2250/month, vs. $2430/month in Seattle — a $180/month gap. San Diego wins on 6 of 6 care categories.

How much can I save on daycare moving from Seattle to San Diego?

Infant center-based care in San Diego runs $180/month less than in Seattle. Over a typical two-year infant care period, that's $4,320 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. San Diego is $1020 above the national average, and Seattle is $1200 above.

See full cost breakdown: Daycare in San Diego  ·  Daycare in Seattle  ·  All city comparisons