Daycare Cost: San Antonio vs Louisville (2026)
Louisville infant center care runs $800/month — $80/month less than San Antonio's $880/month. That's $960/year per child.
San Antonio, TX
$880
infant/month
-$350 vs national avg
Louisville, KY
$800
infant/month
-$430 vs national avg
San Antonio vs Louisville — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | San Antonio | Louisville |
|---|---|---|
| Infant — Center | $880/mo | $800/mo ✓ |
| Toddler — Center | $780/mo | $700/mo ✓ |
| Preschool — Center | $670/mo | $600/mo ✓ |
| School Age | $550/mo | $500/mo ✓ |
| Infant — Home | $690/mo | $620/mo ✓ |
| Nanny (Full-Time) | $2,160/mo | $2,000/mo ✓ |
Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.
Annual Cost Impact
For infant center-based care, Louisville costs $9,600/year vs San Antonio's $10,560/year.
Monthly savings
$80
Annual savings
$960
2-year infant care
$1,920
% difference
10%
Savings = San Antonio cost minus Louisville cost. Infant center-based care only.
Affordability Index
Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.
San Antonio
12.9%
of $82k median income
Louisville
14.7%
of $65k median income
National Avg
18.3%
of $80.6k median income
Subsidy Availability (CCDF)
Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.
San Antonio, TX — CCDF
Check eligibility →Louisville, KY — CCDF
Check eligibility →CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.
Frequently Asked Questions
Is daycare cheaper in San Antonio or Louisville?
Louisville is cheaper for infant center-based care at $800/month, vs. $880/month in San Antonio — a $80/month gap. Louisville wins on 6 of 6 care categories.
How much can I save on daycare moving from San Antonio to Louisville?
Infant center-based care in Louisville runs $80/month less than in San Antonio. Over a typical two-year infant care period, that's $1,920 saved — not counting toddler or preschool years.
How do both cities compare to the national average?
The national average for infant center-based care is $1230/month. San Antonio is $350 below the national average, and Louisville is $430 below.
Related Comparisons
See full cost breakdown: Daycare in San Antonio · Daycare in Louisville · All city comparisons