DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Sacramento vs Virginia Beach (2026)

Virginia Beach infant center care runs $1470/month — $600/month less than Sacramento's $2070/month. That's $7,200/year per child.

Sacramento, CA

$2070

infant/month

+$840 vs national avg

Virginia Beach, VA

$1470

infant/month

+$240 vs national avg

Sacramento vs Virginia Beach — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Sacramento Virginia Beach
Infant — Center $2,070/mo $1,470/mo
Toddler — Center $1,840/mo $1,290/mo
Preschool — Center $1,490/mo $1,100/mo
School Age $1,270/mo $920/mo
Infant — Home $1,610/mo $1,160/mo
Nanny (Full-Time) $4,020/mo $3,050/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Virginia Beach costs $17,640/year vs Sacramento's $24,840/year.

Monthly savings

$600

Annual savings

$7,200

2-year infant care

$14,400

% difference

41%

Savings = Sacramento cost minus Virginia Beach cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Sacramento

24.3%

of $102k median income

Virginia Beach

18.8%

of $94k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Sacramento, CA — CCDF

Check eligibility →

Virginia Beach, VA — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Sacramento or Virginia Beach?

Virginia Beach is cheaper for infant center-based care at $1470/month, vs. $2070/month in Sacramento — a $600/month gap. Virginia Beach wins on 6 of 6 care categories.

How much can I save on daycare moving from Sacramento to Virginia Beach?

Infant center-based care in Virginia Beach runs $600/month less than in Sacramento. Over a typical two-year infant care period, that's $14,400 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Sacramento is $840 above the national average, and Virginia Beach is $240 above.