DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Sacramento vs Tampa (2026)

Tampa infant center care runs $1050/month — $1020/month less than Sacramento's $2070/month. That's $12,240/year per child.

Sacramento, CA

$2070

infant/month

+$840 vs national avg

Tampa, FL

$1050

infant/month

-$180 vs national avg

Sacramento vs Tampa — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Sacramento Tampa
Infant — Center $2,070/mo $1,050/mo
Toddler — Center $1,840/mo $910/mo
Preschool — Center $1,490/mo $790/mo
School Age $1,270/mo $650/mo
Infant — Home $1,610/mo $820/mo
Nanny (Full-Time) $4,020/mo $2,520/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Tampa costs $12,600/year vs Sacramento's $24,840/year.

Monthly savings

$1,020

Annual savings

$12,240

2-year infant care

$24,480

% difference

97%

Savings = Sacramento cost minus Tampa cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Sacramento

24.3%

of $102k median income

Tampa

16.7%

of $75k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Sacramento, CA — CCDF

Check eligibility →

Tampa, FL — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Sacramento or Tampa?

Tampa is cheaper for infant center-based care at $1050/month, vs. $2070/month in Sacramento — a $1020/month gap. Tampa wins on 6 of 6 care categories.

How much can I save on daycare moving from Sacramento to Tampa?

Infant center-based care in Tampa runs $1020/month less than in Sacramento. Over a typical two-year infant care period, that's $24,480 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Sacramento is $840 above the national average, and Tampa is $180 below.

See full cost breakdown: Daycare in Sacramento  ·  Daycare in Tampa  ·  All city comparisons