DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Phoenix vs Charlotte (2026)

Phoenix infant center care runs $1050/month — $0/month less than Charlotte's $1050/month. That's $0/year per child.

Phoenix, AZ

$1050

infant/month

-$180 vs national avg

Charlotte, NC

$1050

infant/month

-$180 vs national avg

Phoenix vs Charlotte — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Phoenix Charlotte
Infant — Center $1,050/mo $1,050/mo
Toddler — Center $920/mo $920/mo
Preschool — Center $790/mo $790/mo
School Age $650/mo $650/mo
Infant — Home $790/mo $810/mo
Nanny (Full-Time) $2,520/mo $2,420/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Phoenix costs $12,600/year vs Charlotte's $12,600/year.

Monthly savings

$0

Annual savings

$0

2-year infant care

$0

% difference

0%

Savings = Charlotte cost minus Phoenix cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Phoenix

15.5%

of $81k median income

Charlotte

17.0%

of $74k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Phoenix, AZ — CCDF

Check eligibility →

Charlotte, NC — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Phoenix or Charlotte?

Phoenix is cheaper for infant center-based care at $1050/month, vs. $1050/month in Charlotte — a $0/month gap. Costs are closely matched across most care types.

How much can I save on daycare moving from Charlotte to Phoenix?

Infant center-based care in Phoenix runs $0/month less than in Charlotte. Over a typical two-year infant care period, that's $0 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Phoenix is $180 below the national average, and Charlotte is $180 below.

See full cost breakdown: Daycare in Phoenix  ·  Daycare in Charlotte  ·  All city comparisons