DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Philadelphia vs Santa Ana (2026)

Philadelphia infant center care runs $1320/month — $840/month less than Santa Ana's $2160/month. That's $10,080/year per child.

Philadelphia, PA

$1320

infant/month

+$90 vs national avg

Santa Ana, CA

$2160

infant/month

+$930 vs national avg

Philadelphia vs Santa Ana — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Philadelphia Santa Ana
Infant — Center $1,320/mo $2,160/mo
Toddler — Center $1,170/mo $1,920/mo
Preschool — Center $990/mo $1,560/mo
School Age $830/mo $1,320/mo
Infant — Home $1,020/mo $1,680/mo
Nanny (Full-Time) $2,860/mo $4,200/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Philadelphia costs $15,840/year vs Santa Ana's $25,920/year.

Monthly savings

$840

Annual savings

$10,080

2-year infant care

$20,160

% difference

64%

Savings = Santa Ana cost minus Philadelphia cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Philadelphia

19.4%

of $82k median income

Santa Ana

25.3%

of $102k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Philadelphia, PA — CCDF

Check eligibility →

Santa Ana, CA — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Philadelphia or Santa Ana?

Philadelphia is cheaper for infant center-based care at $1320/month, vs. $2160/month in Santa Ana — a $840/month gap. Philadelphia wins on 6 of 6 care categories.

How much can I save on daycare moving from Santa Ana to Philadelphia?

Infant center-based care in Philadelphia runs $840/month less than in Santa Ana. Over a typical two-year infant care period, that's $20,160 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Philadelphia is $90 above the national average, and Santa Ana is $930 above.

See full cost breakdown: Daycare in Philadelphia  ·  Daycare in Santa Ana  ·  All city comparisons