DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Philadelphia vs Phoenix (2026)

Phoenix infant center care runs $1050/month — $270/month less than Philadelphia's $1320/month. That's $3,240/year per child.

Philadelphia, PA

$1320

infant/month

+$90 vs national avg

Phoenix, AZ

$1050

infant/month

-$180 vs national avg

Philadelphia vs Phoenix — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Philadelphia Phoenix
Infant — Center $1,320/mo $1,050/mo
Toddler — Center $1,170/mo $920/mo
Preschool — Center $990/mo $790/mo
School Age $830/mo $650/mo
Infant — Home $1,020/mo $790/mo
Nanny (Full-Time) $2,860/mo $2,520/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Phoenix costs $12,600/year vs Philadelphia's $15,840/year.

Monthly savings

$270

Annual savings

$3,240

2-year infant care

$6,480

% difference

26%

Savings = Philadelphia cost minus Phoenix cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Philadelphia

19.4%

of $82k median income

Phoenix

15.5%

of $81k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Philadelphia, PA — CCDF

Check eligibility →

Phoenix, AZ — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Philadelphia or Phoenix?

Phoenix is cheaper for infant center-based care at $1050/month, vs. $1320/month in Philadelphia — a $270/month gap. Phoenix wins on 6 of 6 care categories.

How much can I save on daycare moving from Philadelphia to Phoenix?

Infant center-based care in Phoenix runs $270/month less than in Philadelphia. Over a typical two-year infant care period, that's $6,480 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Philadelphia is $90 above the national average, and Phoenix is $180 below.

See full cost breakdown: Daycare in Philadelphia  ·  Daycare in Phoenix  ·  All city comparisons