DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Philadelphia vs Minneapolis (2026)

Philadelphia infant center care runs $1320/month — $290/month less than Minneapolis's $1610/month. That's $3,480/year per child.

Philadelphia, PA

$1320

infant/month

+$90 vs national avg

Minneapolis, MN

$1610

infant/month

+$380 vs national avg

Philadelphia vs Minneapolis — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Philadelphia Minneapolis
Infant — Center $1,320/mo $1,610/mo
Toddler — Center $1,170/mo $1,410/mo
Preschool — Center $990/mo $1,210/mo
School Age $830/mo $1,010/mo
Infant — Home $1,020/mo $1,270/mo
Nanny (Full-Time) $2,860/mo $3,330/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Philadelphia costs $15,840/year vs Minneapolis's $19,320/year.

Monthly savings

$290

Annual savings

$3,480

2-year infant care

$6,960

% difference

22%

Savings = Minneapolis cost minus Philadelphia cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Philadelphia

19.4%

of $82k median income

Minneapolis

20.9%

of $92k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Philadelphia, PA — CCDF

Check eligibility →

Minneapolis, MN — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Philadelphia or Minneapolis?

Philadelphia is cheaper for infant center-based care at $1320/month, vs. $1610/month in Minneapolis — a $290/month gap. Philadelphia wins on 6 of 6 care categories.

How much can I save on daycare moving from Minneapolis to Philadelphia?

Infant center-based care in Philadelphia runs $290/month less than in Minneapolis. Over a typical two-year infant care period, that's $6,960 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Philadelphia is $90 above the national average, and Minneapolis is $380 above.