DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Philadelphia vs Fresno (2026)

Philadelphia infant center care runs $1320/month — $480/month less than Fresno's $1800/month. That's $5,760/year per child.

Philadelphia, PA

$1320

infant/month

+$90 vs national avg

Fresno, CA

$1800

infant/month

+$570 vs national avg

Philadelphia vs Fresno — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Philadelphia Fresno
Infant — Center $1,320/mo $1,800/mo
Toddler — Center $1,170/mo $1,600/mo
Preschool — Center $990/mo $1,300/mo
School Age $830/mo $1,100/mo
Infant — Home $1,020/mo $1,400/mo
Nanny (Full-Time) $2,860/mo $3,500/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Philadelphia costs $15,840/year vs Fresno's $21,600/year.

Monthly savings

$480

Annual savings

$5,760

2-year infant care

$11,520

% difference

36%

Savings = Fresno cost minus Philadelphia cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Philadelphia

19.4%

of $82k median income

Fresno

21.1%

of $102k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Philadelphia, PA — CCDF

Check eligibility →

Fresno, CA — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Philadelphia or Fresno?

Philadelphia is cheaper for infant center-based care at $1320/month, vs. $1800/month in Fresno — a $480/month gap. Philadelphia wins on 6 of 6 care categories.

How much can I save on daycare moving from Fresno to Philadelphia?

Infant center-based care in Philadelphia runs $480/month less than in Fresno. Over a typical two-year infant care period, that's $11,520 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Philadelphia is $90 above the national average, and Fresno is $570 above.

See full cost breakdown: Daycare in Philadelphia  ·  Daycare in Fresno  ·  All city comparisons