DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Philadelphia vs Colorado Springs (2026)

Philadelphia infant center care runs $1320/month — $440/month less than Colorado Springs's $1760/month. That's $5,280/year per child.

Philadelphia, PA

$1320

infant/month

+$90 vs national avg

Colorado Springs, CO

$1760

infant/month

+$530 vs national avg

Philadelphia vs Colorado Springs — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Philadelphia Colorado Springs
Infant — Center $1,320/mo $1,760/mo
Toddler — Center $1,170/mo $1,540/mo
Preschool — Center $990/mo $1,320/mo
School Age $830/mo $1,100/mo
Infant — Home $1,020/mo $1,320/mo
Nanny (Full-Time) $2,860/mo $3,520/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Philadelphia costs $15,840/year vs Colorado Springs's $21,120/year.

Monthly savings

$440

Annual savings

$5,280

2-year infant care

$10,560

% difference

33%

Savings = Colorado Springs cost minus Philadelphia cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Philadelphia

19.4%

of $82k median income

Colorado Springs

21.7%

of $97k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Philadelphia, PA — CCDF

Check eligibility →

Colorado Springs, CO — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Philadelphia or Colorado Springs?

Philadelphia is cheaper for infant center-based care at $1320/month, vs. $1760/month in Colorado Springs — a $440/month gap. Philadelphia wins on 6 of 6 care categories.

How much can I save on daycare moving from Colorado Springs to Philadelphia?

Infant center-based care in Philadelphia runs $440/month less than in Colorado Springs. Over a typical two-year infant care period, that's $10,560 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Philadelphia is $90 above the national average, and Colorado Springs is $530 above.