DaycareCalc
💲
Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
Calculate →

Daycare Cost: Philadelphia vs Albuquerque (2026)

Albuquerque infant center care runs $810/month — $510/month less than Philadelphia's $1320/month. That's $6,120/year per child.

Philadelphia, PA

$1320

infant/month

+$90 vs national avg

Albuquerque, NM

$810

infant/month

-$420 vs national avg

Philadelphia vs Albuquerque — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Philadelphia Albuquerque
Infant — Center $1,320/mo $810/mo
Toddler — Center $1,170/mo $710/mo
Preschool — Center $990/mo $610/mo
School Age $830/mo $500/mo
Infant — Home $1,020/mo $630/mo
Nanny (Full-Time) $2,860/mo $1,900/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Albuquerque costs $9,720/year vs Philadelphia's $15,840/year.

Monthly savings

$510

Annual savings

$6,120

2-year infant care

$12,240

% difference

63%

Savings = Philadelphia cost minus Albuquerque cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Philadelphia

19.4%

of $82k median income

Albuquerque

15.1%

of $64k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Philadelphia, PA — CCDF

Check eligibility →

Albuquerque, NM — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Philadelphia or Albuquerque?

Albuquerque is cheaper for infant center-based care at $810/month, vs. $1320/month in Philadelphia — a $510/month gap. Albuquerque wins on 6 of 6 care categories.

How much can I save on daycare moving from Philadelphia to Albuquerque?

Infant center-based care in Albuquerque runs $510/month less than in Philadelphia. Over a typical two-year infant care period, that's $12,240 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Philadelphia is $90 above the national average, and Albuquerque is $420 below.