DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Omaha vs Tampa (2026)

Omaha infant center care runs $1000/month — $50/month less than Tampa's $1050/month. That's $600/year per child.

Omaha, NE

$1000

infant/month

-$230 vs national avg

Tampa, FL

$1050

infant/month

-$180 vs national avg

Omaha vs Tampa — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Omaha Tampa
Infant — Center $1,000/mo $1,050/mo
Toddler — Center $880/mo $910/mo
Preschool — Center $750/mo $790/mo
School Age $630/mo $650/mo
Infant — Home $780/mo $820/mo
Nanny (Full-Time) $2,200/mo $2,520/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Omaha costs $12,000/year vs Tampa's $12,600/year.

Monthly savings

$50

Annual savings

$600

2-year infant care

$1,200

% difference

5%

Savings = Tampa cost minus Omaha cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Omaha

15.1%

of $79k median income

Tampa

16.7%

of $75k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Omaha, NE — CCDF

Check eligibility →

Tampa, FL — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Omaha or Tampa?

Omaha is cheaper for infant center-based care at $1000/month, vs. $1050/month in Tampa — a $50/month gap. Omaha wins on 6 of 6 care categories.

How much can I save on daycare moving from Tampa to Omaha?

Infant center-based care in Omaha runs $50/month less than in Tampa. Over a typical two-year infant care period, that's $1,200 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Omaha is $230 below the national average, and Tampa is $180 below.

See full cost breakdown: Daycare in Omaha  ·  Daycare in Tampa  ·  All city comparisons