DaycareCalc
💲
Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
Calculate →

Daycare Cost: New York vs Seattle (2026)

Seattle infant center care runs $2430/month — $330/month less than New York's $2760/month. That's $3,960/year per child.

New York, NY

$2760

infant/month

+$1530 vs national avg

Seattle, WA

$2430

infant/month

+$1200 vs national avg

New York vs Seattle — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type New York Seattle
Infant — Center $2,760/mo $2,430/mo
Toddler — Center $2,440/mo $2,150/mo
Preschool — Center $2,070/mo $1,820/mo
School Age $1,730/mo $1,530/mo
Infant — Home $2,250/mo $1,960/mo
Nanny (Full-Time) $5,370/mo $4,590/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Seattle costs $29,160/year vs New York's $33,120/year.

Monthly savings

$330

Annual savings

$3,960

2-year infant care

$7,920

% difference

14%

Savings = New York cost minus Seattle cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

New York

35.5%

of $93k median income

Seattle

28.9%

of $101k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

New York, NY — CCDF

Check eligibility →

Seattle, WA — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in New York or Seattle?

Seattle is cheaper for infant center-based care at $2430/month, vs. $2760/month in New York — a $330/month gap. Seattle wins on 6 of 6 care categories.

How much can I save on daycare moving from New York to Seattle?

Infant center-based care in Seattle runs $330/month less than in New York. Over a typical two-year infant care period, that's $7,920 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. New York is $1530 above the national average, and Seattle is $1200 above.

See full cost breakdown: Daycare in New York  ·  Daycare in Seattle  ·  All city comparisons