DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Nashville vs Virginia Beach (2026)

Nashville infant center care runs $980/month — $490/month less than Virginia Beach's $1470/month. That's $5,880/year per child.

Nashville, TN

$980

infant/month

-$250 vs national avg

Virginia Beach, VA

$1470

infant/month

+$240 vs national avg

Nashville vs Virginia Beach — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Nashville Virginia Beach
Infant — Center $980/mo $1,470/mo
Toddler — Center $860/mo $1,290/mo
Preschool — Center $740/mo $1,100/mo
School Age $610/mo $920/mo
Infant — Home $760/mo $1,160/mo
Nanny (Full-Time) $2,420/mo $3,050/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Nashville costs $11,760/year vs Virginia Beach's $17,640/year.

Monthly savings

$490

Annual savings

$5,880

2-year infant care

$11,760

% difference

50%

Savings = Virginia Beach cost minus Nashville cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Nashville

16.5%

of $71k median income

Virginia Beach

18.8%

of $94k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Nashville, TN — CCDF

Check eligibility →

Virginia Beach, VA — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Nashville or Virginia Beach?

Nashville is cheaper for infant center-based care at $980/month, vs. $1470/month in Virginia Beach — a $490/month gap. Nashville wins on 6 of 6 care categories.

How much can I save on daycare moving from Virginia Beach to Nashville?

Infant center-based care in Nashville runs $490/month less than in Virginia Beach. Over a typical two-year infant care period, that's $11,760 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Nashville is $250 below the national average, and Virginia Beach is $240 above.