DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Minneapolis vs Tampa (2026)

Tampa infant center care runs $1050/month — $560/month less than Minneapolis's $1610/month. That's $6,720/year per child.

Minneapolis, MN

$1610

infant/month

+$380 vs national avg

Tampa, FL

$1050

infant/month

-$180 vs national avg

Minneapolis vs Tampa — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Minneapolis Tampa
Infant — Center $1,610/mo $1,050/mo
Toddler — Center $1,410/mo $910/mo
Preschool — Center $1,210/mo $790/mo
School Age $1,010/mo $650/mo
Infant — Home $1,270/mo $820/mo
Nanny (Full-Time) $3,330/mo $2,520/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Tampa costs $12,600/year vs Minneapolis's $19,320/year.

Monthly savings

$560

Annual savings

$6,720

2-year infant care

$13,440

% difference

53%

Savings = Minneapolis cost minus Tampa cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Minneapolis

20.9%

of $92k median income

Tampa

16.7%

of $75k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Minneapolis, MN — CCDF

Check eligibility →

Tampa, FL — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Minneapolis or Tampa?

Tampa is cheaper for infant center-based care at $1050/month, vs. $1610/month in Minneapolis — a $560/month gap. Tampa wins on 6 of 6 care categories.

How much can I save on daycare moving from Minneapolis to Tampa?

Infant center-based care in Tampa runs $560/month less than in Minneapolis. Over a typical two-year infant care period, that's $13,440 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Minneapolis is $380 above the national average, and Tampa is $180 below.

See full cost breakdown: Daycare in Minneapolis  ·  Daycare in Tampa  ·  All city comparisons