DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Memphis vs Tucson (2026)

Memphis infant center care runs $780/month — $120/month less than Tucson's $900/month. That's $1,440/year per child.

Memphis, TN

$780

infant/month

-$450 vs national avg

Tucson, AZ

$900

infant/month

-$330 vs national avg

Memphis vs Tucson — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Memphis Tucson
Infant — Center $780/mo $900/mo
Toddler — Center $690/mo $790/mo
Preschool — Center $590/mo $680/mo
School Age $490/mo $560/mo
Infant — Home $610/mo $680/mo
Nanny (Full-Time) $1,930/mo $2,160/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Memphis costs $9,360/year vs Tucson's $10,800/year.

Monthly savings

$120

Annual savings

$1,440

2-year infant care

$2,880

% difference

15%

Savings = Tucson cost minus Memphis cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Memphis

13.1%

of $71k median income

Tucson

13.3%

of $81k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Memphis, TN — CCDF

Check eligibility →

Tucson, AZ — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Memphis or Tucson?

Memphis is cheaper for infant center-based care at $780/month, vs. $900/month in Tucson — a $120/month gap. Memphis wins on 6 of 6 care categories.

How much can I save on daycare moving from Tucson to Memphis?

Infant center-based care in Memphis runs $120/month less than in Tucson. Over a typical two-year infant care period, that's $2,880 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Memphis is $450 below the national average, and Tucson is $330 below.

Related Comparisons

See full cost breakdown: Daycare in Memphis  ·  Daycare in Tucson  ·  All city comparisons