Daycare Cost: Memphis vs Santa Ana (2026)
Memphis infant center care runs $780/month — $1380/month less than Santa Ana's $2160/month. That's $16,560/year per child.
Memphis, TN
$780
infant/month
-$450 vs national avg
Santa Ana, CA
$2160
infant/month
+$930 vs national avg
Memphis vs Santa Ana — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | Memphis | Santa Ana |
|---|---|---|
| Infant — Center | $780/mo ✓ | $2,160/mo |
| Toddler — Center | $690/mo ✓ | $1,920/mo |
| Preschool — Center | $590/mo ✓ | $1,560/mo |
| School Age | $490/mo ✓ | $1,320/mo |
| Infant — Home | $610/mo ✓ | $1,680/mo |
| Nanny (Full-Time) | $1,930/mo ✓ | $4,200/mo |
Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.
Annual Cost Impact
For infant center-based care, Memphis costs $9,360/year vs Santa Ana's $25,920/year.
Monthly savings
$1,380
Annual savings
$16,560
2-year infant care
$33,120
% difference
177%
Savings = Santa Ana cost minus Memphis cost. Infant center-based care only.
Affordability Index
Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.
Memphis
13.1%
of $71k median income
Santa Ana
25.3%
of $102k median income
National Avg
18.3%
of $80.6k median income
Subsidy Availability (CCDF)
Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.
Memphis, TN — CCDF
Check eligibility →Santa Ana, CA — CCDF
Check eligibility →CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.
Frequently Asked Questions
Is daycare cheaper in Memphis or Santa Ana?
Memphis is cheaper for infant center-based care at $780/month, vs. $2160/month in Santa Ana — a $1380/month gap. Memphis wins on 6 of 6 care categories.
How much can I save on daycare moving from Santa Ana to Memphis?
Infant center-based care in Memphis runs $1380/month less than in Santa Ana. Over a typical two-year infant care period, that's $33,120 saved — not counting toddler or preschool years.
How do both cities compare to the national average?
The national average for infant center-based care is $1230/month. Memphis is $450 below the national average, and Santa Ana is $930 above.
See full cost breakdown: Daycare in Memphis · Daycare in Santa Ana · All city comparisons