DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Memphis vs Portland (2026)

Memphis infant center care runs $780/month — $1100/month less than Portland's $1880/month. That's $13,200/year per child.

Memphis, TN

$780

infant/month

-$450 vs national avg

Portland, OR

$1880

infant/month

+$650 vs national avg

Memphis vs Portland — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Memphis Portland
Infant — Center $780/mo $1,880/mo
Toddler — Center $690/mo $1,650/mo
Preschool — Center $590/mo $1,400/mo
School Age $490/mo $1,180/mo
Infant — Home $610/mo $1,500/mo
Nanny (Full-Time) $1,930/mo $3,630/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Memphis costs $9,360/year vs Portland's $22,560/year.

Monthly savings

$1,100

Annual savings

$13,200

2-year infant care

$26,400

% difference

141%

Savings = Portland cost minus Memphis cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Memphis

13.1%

of $71k median income

Portland

26.9%

of $84k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Memphis, TN — CCDF

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Portland, OR — CCDF

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CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Memphis or Portland?

Memphis is cheaper for infant center-based care at $780/month, vs. $1880/month in Portland — a $1100/month gap. Memphis wins on 6 of 6 care categories.

How much can I save on daycare moving from Portland to Memphis?

Infant center-based care in Memphis runs $1100/month less than in Portland. Over a typical two-year infant care period, that's $26,400 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Memphis is $450 below the national average, and Portland is $650 above.

See full cost breakdown: Daycare in Memphis  ·  Daycare in Portland  ·  All city comparisons