Daycare Cost: Memphis vs Oklahoma City (2026)
Oklahoma City infant center care runs $680/month — $100/month less than Memphis's $780/month. That's $1,200/year per child.
Memphis, TN
$780
infant/month
-$450 vs national avg
Oklahoma City, OK
$680
infant/month
-$550 vs national avg
Memphis vs Oklahoma City — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | Memphis | Oklahoma City |
|---|---|---|
| Infant — Center | $780/mo | $680/mo ✓ |
| Toddler — Center | $690/mo | $590/mo ✓ |
| Preschool — Center | $590/mo | $500/mo ✓ |
| School Age | $490/mo | $420/mo ✓ |
| Infant — Home | $610/mo | $520/mo ✓ |
| Nanny (Full-Time) | $1,930/mo | $1,710/mo ✓ |
Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.
Annual Cost Impact
For infant center-based care, Oklahoma City costs $8,160/year vs Memphis's $9,360/year.
Monthly savings
$100
Annual savings
$1,200
2-year infant care
$2,400
% difference
15%
Savings = Memphis cost minus Oklahoma City cost. Infant center-based care only.
Affordability Index
Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.
Memphis
13.1%
of $71k median income
Oklahoma City
12.2%
of $67k median income
National Avg
18.3%
of $80.6k median income
Subsidy Availability (CCDF)
Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.
Memphis, TN — CCDF
Check eligibility →Oklahoma City, OK — CCDF
Check eligibility →CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.
Frequently Asked Questions
Is daycare cheaper in Memphis or Oklahoma City?
Oklahoma City is cheaper for infant center-based care at $680/month, vs. $780/month in Memphis — a $100/month gap. Oklahoma City wins on 6 of 6 care categories.
How much can I save on daycare moving from Memphis to Oklahoma City?
Infant center-based care in Oklahoma City runs $100/month less than in Memphis. Over a typical two-year infant care period, that's $2,400 saved — not counting toddler or preschool years.
How do both cities compare to the national average?
The national average for infant center-based care is $1230/month. Memphis is $450 below the national average, and Oklahoma City is $550 below.
Related Comparisons
See full cost breakdown: Daycare in Memphis · Daycare in Oklahoma City · All city comparisons