Daycare Cost: Memphis vs Honolulu (2026)
Memphis infant center care runs $780/month — $870/month less than Honolulu's $1650/month. That's $10,440/year per child.
Memphis, TN
$780
infant/month
-$450 vs national avg
Honolulu, HI
$1650
infant/month
+$420 vs national avg
Memphis vs Honolulu — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | Memphis | Honolulu |
|---|---|---|
| Infant — Center | $780/mo ✓ | $1,650/mo |
| Toddler — Center | $690/mo ✓ | $1,430/mo |
| Preschool — Center | $590/mo ✓ | $1,210/mo |
| School Age | $490/mo ✓ | $1,010/mo |
| Infant — Home | $610/mo ✓ | $1,320/mo |
| Nanny (Full-Time) | $1,930/mo ✓ | $3,300/mo |
Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.
Annual Cost Impact
For infant center-based care, Memphis costs $9,360/year vs Honolulu's $19,800/year.
Monthly savings
$870
Annual savings
$10,440
2-year infant care
$20,880
% difference
112%
Savings = Honolulu cost minus Memphis cost. Infant center-based care only.
Affordability Index
Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.
Memphis
13.1%
of $71k median income
Honolulu
19.5%
of $101k median income
National Avg
18.3%
of $80.6k median income
Subsidy Availability (CCDF)
Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.
Memphis, TN — CCDF
Check eligibility →Honolulu, HI — CCDF
Check eligibility →CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.
Frequently Asked Questions
Is daycare cheaper in Memphis or Honolulu?
Memphis is cheaper for infant center-based care at $780/month, vs. $1650/month in Honolulu — a $870/month gap. Memphis wins on 6 of 6 care categories.
How much can I save on daycare moving from Honolulu to Memphis?
Infant center-based care in Memphis runs $870/month less than in Honolulu. Over a typical two-year infant care period, that's $20,880 saved — not counting toddler or preschool years.
How do both cities compare to the national average?
The national average for infant center-based care is $1230/month. Memphis is $450 below the national average, and Honolulu is $420 above.
Related Comparisons
See full cost breakdown: Daycare in Memphis · Daycare in Honolulu · All city comparisons