DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Louisville vs Albuquerque (2026)

Louisville infant center care runs $800/month — $10/month less than Albuquerque's $810/month. That's $120/year per child.

Louisville, KY

$800

infant/month

-$430 vs national avg

Albuquerque, NM

$810

infant/month

-$420 vs national avg

Louisville vs Albuquerque — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Louisville Albuquerque
Infant — Center $800/mo $810/mo
Toddler — Center $700/mo $710/mo
Preschool — Center $600/mo $610/mo
School Age $500/mo $500/mo
Infant — Home $620/mo $630/mo
Nanny (Full-Time) $2,000/mo $1,900/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Louisville costs $9,600/year vs Albuquerque's $9,720/year.

Monthly savings

$10

Annual savings

$120

2-year infant care

$240

% difference

1%

Savings = Albuquerque cost minus Louisville cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Louisville

14.7%

of $65k median income

Albuquerque

15.1%

of $64k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Louisville, KY — CCDF

Check eligibility →

Albuquerque, NM — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Louisville or Albuquerque?

Louisville is cheaper for infant center-based care at $800/month, vs. $810/month in Albuquerque — a $10/month gap. Louisville wins on 4 of 6 care categories.

How much can I save on daycare moving from Albuquerque to Louisville?

Infant center-based care in Louisville runs $10/month less than in Albuquerque. Over a typical two-year infant care period, that's $240 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Louisville is $430 below the national average, and Albuquerque is $420 below.

See full cost breakdown: Daycare in Louisville  ·  Daycare in Albuquerque  ·  All city comparisons