DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Jacksonville vs Sacramento (2026)

Jacksonville infant center care runs $950/month — $1120/month less than Sacramento's $2070/month. That's $13,440/year per child.

Jacksonville, FL

$950

infant/month

-$280 vs national avg

Sacramento, CA

$2070

infant/month

+$840 vs national avg

Jacksonville vs Sacramento — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Jacksonville Sacramento
Infant — Center $950/mo $2,070/mo
Toddler — Center $830/mo $1,840/mo
Preschool — Center $710/mo $1,490/mo
School Age $590/mo $1,270/mo
Infant — Home $740/mo $1,610/mo
Nanny (Full-Time) $2,280/mo $4,020/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Jacksonville costs $11,400/year vs Sacramento's $24,840/year.

Monthly savings

$1,120

Annual savings

$13,440

2-year infant care

$26,880

% difference

118%

Savings = Sacramento cost minus Jacksonville cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Jacksonville

15.1%

of $75k median income

Sacramento

24.3%

of $102k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Jacksonville, FL — CCDF

Check eligibility →

Sacramento, CA — CCDF

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CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Jacksonville or Sacramento?

Jacksonville is cheaper for infant center-based care at $950/month, vs. $2070/month in Sacramento — a $1120/month gap. Jacksonville wins on 6 of 6 care categories.

How much can I save on daycare moving from Sacramento to Jacksonville?

Infant center-based care in Jacksonville runs $1120/month less than in Sacramento. Over a typical two-year infant care period, that's $26,880 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Jacksonville is $280 below the national average, and Sacramento is $840 above.

See full cost breakdown: Daycare in Jacksonville  ·  Daycare in Sacramento  ·  All city comparisons