Daycare Cost: Jacksonville vs Philadelphia (2026)
Jacksonville infant center care runs $950/month — $370/month less than Philadelphia's $1320/month. That's $4,440/year per child.
Jacksonville, FL
$950
infant/month
-$280 vs national avg
Philadelphia, PA
$1320
infant/month
+$90 vs national avg
Jacksonville vs Philadelphia — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | Jacksonville | Philadelphia |
|---|---|---|
| Infant — Center | $950/mo ✓ | $1,320/mo |
| Toddler — Center | $830/mo ✓ | $1,170/mo |
| Preschool — Center | $710/mo ✓ | $990/mo |
| School Age | $590/mo ✓ | $830/mo |
| Infant — Home | $740/mo ✓ | $1,020/mo |
| Nanny (Full-Time) | $2,280/mo ✓ | $2,860/mo |
Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.
Annual Cost Impact
For infant center-based care, Jacksonville costs $11,400/year vs Philadelphia's $15,840/year.
Monthly savings
$370
Annual savings
$4,440
2-year infant care
$8,880
% difference
39%
Savings = Philadelphia cost minus Jacksonville cost. Infant center-based care only.
Affordability Index
Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.
Jacksonville
15.1%
of $75k median income
Philadelphia
19.4%
of $82k median income
National Avg
18.3%
of $80.6k median income
Subsidy Availability (CCDF)
Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.
Jacksonville, FL — CCDF
Check eligibility →Philadelphia, PA — CCDF
Check eligibility →CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.
Frequently Asked Questions
Is daycare cheaper in Jacksonville or Philadelphia?
Jacksonville is cheaper for infant center-based care at $950/month, vs. $1320/month in Philadelphia — a $370/month gap. Jacksonville wins on 6 of 6 care categories.
How much can I save on daycare moving from Philadelphia to Jacksonville?
Infant center-based care in Jacksonville runs $370/month less than in Philadelphia. Over a typical two-year infant care period, that's $8,880 saved — not counting toddler or preschool years.
How do both cities compare to the national average?
The national average for infant center-based care is $1230/month. Jacksonville is $280 below the national average, and Philadelphia is $90 above.
Related Comparisons
See full cost breakdown: Daycare in Jacksonville · Daycare in Philadelphia · All city comparisons