DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Houston vs Phoenix (2026)

Houston infant center care runs $1040/month — $10/month less than Phoenix's $1050/month. That's $120/year per child.

Houston, TX

$1040

infant/month

-$190 vs national avg

Phoenix, AZ

$1050

infant/month

-$180 vs national avg

Houston vs Phoenix — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Houston Phoenix
Infant — Center $1,040/mo $1,050/mo
Toddler — Center $920/mo $920/mo
Preschool — Center $780/mo $790/mo
School Age $640/mo $650/mo
Infant — Home $800/mo $790/mo
Nanny (Full-Time) $2,530/mo $2,520/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Houston costs $12,480/year vs Phoenix's $12,600/year.

Monthly savings

$10

Annual savings

$120

2-year infant care

$240

% difference

1%

Savings = Phoenix cost minus Houston cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Houston

15.2%

of $82k median income

Phoenix

15.5%

of $81k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Houston, TX — CCDF

Check eligibility →

Phoenix, AZ — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Houston or Phoenix?

Houston is cheaper for infant center-based care at $1040/month, vs. $1050/month in Phoenix — a $10/month gap. Houston wins on 3 of 6 care categories.

How much can I save on daycare moving from Phoenix to Houston?

Infant center-based care in Houston runs $10/month less than in Phoenix. Over a typical two-year infant care period, that's $240 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Houston is $190 below the national average, and Phoenix is $180 below.

See full cost breakdown: Daycare in Houston  ·  Daycare in Phoenix  ·  All city comparisons