DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Houston vs Milwaukee (2026)

Houston infant center care runs $1040/month — $220/month less than Milwaukee's $1260/month. That's $2,640/year per child.

Houston, TX

$1040

infant/month

-$190 vs national avg

Milwaukee, WI

$1260

infant/month

+$30 vs national avg

Houston vs Milwaukee — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Houston Milwaukee
Infant — Center $1,040/mo $1,260/mo
Toddler — Center $920/mo $1,110/mo
Preschool — Center $780/mo $950/mo
School Age $640/mo $790/mo
Infant — Home $800/mo $1,000/mo
Nanny (Full-Time) $2,530/mo $2,730/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Houston costs $12,480/year vs Milwaukee's $15,120/year.

Monthly savings

$220

Annual savings

$2,640

2-year infant care

$5,280

% difference

21%

Savings = Milwaukee cost minus Houston cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Houston

15.2%

of $82k median income

Milwaukee

19.3%

of $78k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Houston, TX — CCDF

Check eligibility →

Milwaukee, WI — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Houston or Milwaukee?

Houston is cheaper for infant center-based care at $1040/month, vs. $1260/month in Milwaukee — a $220/month gap. Houston wins on 6 of 6 care categories.

How much can I save on daycare moving from Milwaukee to Houston?

Infant center-based care in Houston runs $220/month less than in Milwaukee. Over a typical two-year infant care period, that's $5,280 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Houston is $190 below the national average, and Milwaukee is $30 above.

See full cost breakdown: Daycare in Houston  ·  Daycare in Milwaukee  ·  All city comparisons