DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: El Paso vs Tampa (2026)

El Paso infant center care runs $790/month — $260/month less than Tampa's $1050/month. That's $3,120/year per child.

El Paso, TX

$790

infant/month

-$440 vs national avg

Tampa, FL

$1050

infant/month

-$180 vs national avg

El Paso vs Tampa — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type El Paso Tampa
Infant — Center $790/mo $1,050/mo
Toddler — Center $700/mo $910/mo
Preschool — Center $600/mo $790/mo
School Age $490/mo $650/mo
Infant — Home $620/mo $820/mo
Nanny (Full-Time) $1,940/mo $2,520/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, El Paso costs $9,480/year vs Tampa's $12,600/year.

Monthly savings

$260

Annual savings

$3,120

2-year infant care

$6,240

% difference

33%

Savings = Tampa cost minus El Paso cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

El Paso

11.6%

of $82k median income

Tampa

16.7%

of $75k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

El Paso, TX — CCDF

Check eligibility →

Tampa, FL — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in El Paso or Tampa?

El Paso is cheaper for infant center-based care at $790/month, vs. $1050/month in Tampa — a $260/month gap. El Paso wins on 6 of 6 care categories.

How much can I save on daycare moving from Tampa to El Paso?

Infant center-based care in El Paso runs $260/month less than in Tampa. Over a typical two-year infant care period, that's $6,240 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. El Paso is $440 below the national average, and Tampa is $180 below.

See full cost breakdown: Daycare in El Paso  ·  Daycare in Tampa  ·  All city comparisons