DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Denver vs Jacksonville (2026)

Jacksonville infant center care runs $950/month — $1050/month less than Denver's $2000/month. That's $12,600/year per child.

Denver, CO

$2000

infant/month

+$770 vs national avg

Jacksonville, FL

$950

infant/month

-$280 vs national avg

Denver vs Jacksonville — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Denver Jacksonville
Infant — Center $2,000/mo $950/mo
Toddler — Center $1,750/mo $830/mo
Preschool — Center $1,500/mo $710/mo
School Age $1,250/mo $590/mo
Infant — Home $1,500/mo $740/mo
Nanny (Full-Time) $4,000/mo $2,280/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Jacksonville costs $11,400/year vs Denver's $24,000/year.

Monthly savings

$1,050

Annual savings

$12,600

2-year infant care

$25,200

% difference

111%

Savings = Denver cost minus Jacksonville cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Denver

24.6%

of $97k median income

Jacksonville

15.1%

of $75k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Denver, CO — CCDF

Check eligibility →

Jacksonville, FL — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Denver or Jacksonville?

Jacksonville is cheaper for infant center-based care at $950/month, vs. $2000/month in Denver — a $1050/month gap. Jacksonville wins on 6 of 6 care categories.

How much can I save on daycare moving from Denver to Jacksonville?

Infant center-based care in Jacksonville runs $1050/month less than in Denver. Over a typical two-year infant care period, that's $25,200 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Denver is $770 above the national average, and Jacksonville is $280 below.

See full cost breakdown: Daycare in Denver  ·  Daycare in Jacksonville  ·  All city comparisons