DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Dallas vs San Jose (2026)

Dallas infant center care runs $1010/month — $1510/month less than San Jose's $2520/month. That's $18,120/year per child.

Dallas, TX

$1010

infant/month

-$220 vs national avg

San Jose, CA

$2520

infant/month

+$1290 vs national avg

Dallas vs San Jose — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Dallas San Jose
Infant — Center $1,010/mo $2,520/mo
Toddler — Center $900/mo $2,240/mo
Preschool — Center $760/mo $1,820/mo
School Age $630/mo $1,540/mo
Infant — Home $780/mo $1,960/mo
Nanny (Full-Time) $2,460/mo $4,900/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Dallas costs $12,120/year vs San Jose's $30,240/year.

Monthly savings

$1,510

Annual savings

$18,120

2-year infant care

$36,240

% difference

150%

Savings = San Jose cost minus Dallas cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Dallas

14.8%

of $82k median income

San Jose

29.5%

of $102k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Dallas, TX — CCDF

Check eligibility →

San Jose, CA — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Dallas or San Jose?

Dallas is cheaper for infant center-based care at $1010/month, vs. $2520/month in San Jose — a $1510/month gap. Dallas wins on 6 of 6 care categories.

How much can I save on daycare moving from San Jose to Dallas?

Infant center-based care in Dallas runs $1510/month less than in San Jose. Over a typical two-year infant care period, that's $36,240 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Dallas is $220 below the national average, and San Jose is $1290 above.

See full cost breakdown: Daycare in Dallas  ·  Daycare in San Jose  ·  All city comparisons