DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Dallas vs Memphis (2026)

Memphis infant center care runs $780/month — $230/month less than Dallas's $1010/month. That's $2,760/year per child.

Dallas, TX

$1010

infant/month

-$220 vs national avg

Memphis, TN

$780

infant/month

-$450 vs national avg

Dallas vs Memphis — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Dallas Memphis
Infant — Center $1,010/mo $780/mo
Toddler — Center $900/mo $690/mo
Preschool — Center $760/mo $590/mo
School Age $630/mo $490/mo
Infant — Home $780/mo $610/mo
Nanny (Full-Time) $2,460/mo $1,930/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Memphis costs $9,360/year vs Dallas's $12,120/year.

Monthly savings

$230

Annual savings

$2,760

2-year infant care

$5,520

% difference

29%

Savings = Dallas cost minus Memphis cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Dallas

14.8%

of $82k median income

Memphis

13.1%

of $71k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Dallas, TX — CCDF

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Memphis, TN — CCDF

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CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Dallas or Memphis?

Memphis is cheaper for infant center-based care at $780/month, vs. $1010/month in Dallas — a $230/month gap. Memphis wins on 6 of 6 care categories.

How much can I save on daycare moving from Dallas to Memphis?

Infant center-based care in Memphis runs $230/month less than in Dallas. Over a typical two-year infant care period, that's $5,520 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Dallas is $220 below the national average, and Memphis is $450 below.

See full cost breakdown: Daycare in Dallas  ·  Daycare in Memphis  ·  All city comparisons