DaycareCalc
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Daycare Cost Calculator 2026 — Can I Afford Childcare?
National average: $1,230/month for infant care. Enter your state and income to see your exact cost.
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Daycare Cost: Chicago vs Bakersfield (2026)

Chicago infant center care runs $1680/month — $30/month less than Bakersfield's $1710/month. That's $360/year per child.

Chicago, IL

$1680

infant/month

+$450 vs national avg

Bakersfield, CA

$1710

infant/month

+$480 vs national avg

Chicago vs Bakersfield — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Chicago Bakersfield
Infant — Center $1,680/mo $1,710/mo
Toddler — Center $1,440/mo $1,520/mo
Preschool — Center $1,260/mo $1,240/mo
School Age $1,040/mo $1,050/mo
Infant — Home $1,320/mo $1,330/mo
Nanny (Full-Time) $3,360/mo $3,330/mo

Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.

Annual Cost Impact

For infant center-based care, Chicago costs $20,160/year vs Bakersfield's $20,520/year.

Monthly savings

$30

Annual savings

$360

2-year infant care

$720

% difference

2%

Savings = Bakersfield cost minus Chicago cost. Infant center-based care only.

Affordability Index

Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.

Chicago

23.1%

of $87k median income

Bakersfield

20.0%

of $102k median income

National Avg

18.3%

of $80.6k median income

Subsidy Availability (CCDF)

Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.

Chicago, IL — CCDF

Check eligibility →

Bakersfield, CA — CCDF

Check eligibility →

CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.

Frequently Asked Questions

Is daycare cheaper in Chicago or Bakersfield?

Chicago is cheaper for infant center-based care at $1680/month, vs. $1710/month in Bakersfield — a $30/month gap. Chicago wins on 4 of 6 care categories.

How much can I save on daycare moving from Bakersfield to Chicago?

Infant center-based care in Chicago runs $30/month less than in Bakersfield. Over a typical two-year infant care period, that's $720 saved — not counting toddler or preschool years.

How do both cities compare to the national average?

The national average for infant center-based care is $1230/month. Chicago is $450 above the national average, and Bakersfield is $480 above.

See full cost breakdown: Daycare in Chicago  ·  Daycare in Bakersfield  ·  All city comparisons