Daycare Cost: Charlotte vs Portland (2026)
Charlotte infant center care runs $1050/month — $830/month less than Portland's $1880/month. That's $9,960/year per child.
Charlotte, NC
$1050
infant/month
-$180 vs national avg
Portland, OR
$1880
infant/month
+$650 vs national avg
Charlotte vs Portland — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | Charlotte | Portland |
|---|---|---|
| Infant — Center | $1,050/mo ✓ | $1,880/mo |
| Toddler — Center | $920/mo ✓ | $1,650/mo |
| Preschool — Center | $790/mo ✓ | $1,400/mo |
| School Age | $650/mo ✓ | $1,180/mo |
| Infant — Home | $810/mo ✓ | $1,500/mo |
| Nanny (Full-Time) | $2,420/mo ✓ | $3,630/mo |
Source: ACF Child Care Market Rate Survey + metro cost-of-living adjustment. 2026 estimates.
Annual Cost Impact
For infant center-based care, Charlotte costs $12,600/year vs Portland's $22,560/year.
Monthly savings
$830
Annual savings
$9,960
2-year infant care
$19,920
% difference
79%
Savings = Portland cost minus Charlotte cost. Infant center-based care only.
Affordability Index
Infant center care as a % of state median household income. Under 7% is considered affordable; over 10% is a heavy burden.
Charlotte
17.0%
of $74k median income
Portland
26.9%
of $84k median income
National Avg
18.3%
of $80.6k median income
Subsidy Availability (CCDF)
Federal Child Care and Development Fund eligibility thresholds by state. Families below the income limit may qualify for reduced-cost or free care.
Charlotte, NC — CCDF
Check eligibility →Portland, OR — CCDF
Check eligibility →CCDF thresholds vary by state and are updated annually. Verify current limits at childcare.gov.
Frequently Asked Questions
Is daycare cheaper in Charlotte or Portland?
Charlotte is cheaper for infant center-based care at $1050/month, vs. $1880/month in Portland — a $830/month gap. Charlotte wins on 6 of 6 care categories.
How much can I save on daycare moving from Portland to Charlotte?
Infant center-based care in Charlotte runs $830/month less than in Portland. Over a typical two-year infant care period, that's $19,920 saved — not counting toddler or preschool years.
How do both cities compare to the national average?
The national average for infant center-based care is $1230/month. Charlotte is $180 below the national average, and Portland is $650 above.
Related Comparisons
See full cost breakdown: Daycare in Charlotte · Daycare in Portland · All city comparisons